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Smart Spending (QC)

Subject Area: Ethics & Religious Culture

BRIEF OVERVIEW

This lesson will guide students in making informed decisions so they can acquire smart consumer habits.

LEARNING AREAS

Ethics and religious culture/reflecting on ethical issues: analyzing a situation from an ethical perspective, comparing perspectives, explaining value conflicts, comparing a situation to other similar situations, comparing their analysis of a situation with those of their peers and evaluating options or possible actions

EXPECTED RESULT(S)

Guiding students in distinguishing spending that promotes the attainment of their financial objectives, such as saving, while meeting their needs

EXPLANATION OF INSTRUCTIONAL PURPOSE

– Determining what smart spending is
– Sharing of students’ perspectives on such decisions
– Reflecting on possible actions for making informed decisions

EXECUTION

Scenario

– Read the scenario to students and hold class discussion on finding effective ways to save money.

Activity

– With partners, students do the True or False activity.
– The instructor reviews all the [statements] with the class and adds information from the instructor’s document. The instructor encourages students to engage in discussion by inviting them to share their opinions and experience as consumers.

[(This information comes from the MSN Money website: https://www.msn.com/en-ca/money/personalfinance).]

Review

In the form of questions:

– Which statements surprised you the most?
– Which are the most effective in your opinion?
– Which is the most difficult to apply?
– How do you decide if a purchase is really necessary?
– Have you already made poor spending choices? Why were they poor ones?

CLASS MANAGEMENT

Classwork: ______X_______ Individual work: __________ Teamwork: __________

Other: ______________________

REQUIRED MATERIALS

Pencil, scenario description, True or False exercise and instructor’s document

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