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Earning, Spending, Budgeting – A Kid’s Guide to Money (MB)

Subject Area: English Language Arts

Link(s) to the Manitoba English Language Arts Curriculum:
  • Use comprehension strategies [including reflecting on and assessing meaning, skimming, scanning, close reading, and identifying and relating in own words the main and supporting ideas] appropriate to the type of text and purpose; use a variety of strategies [such as concept mapping, mental rehearsal…] to remember ideas.
  • Use textual cues [such as organizational features of narrative and expository texts, bold print, italics, footnotes…] to construct and confirm meaning and interpret texts.
  • Examine personal knowledge of and experiences related to a topic to determine information needs.
  • Organize information and ideas by selecting or developing categories appropriate to a particular topic and purpose.
Brief Overview of the Lesson:

The activity involves reading and completing an Internet brochure called “A Kids Guide to Money.” The students will complete a sample budget worksheet. They will learn about several money topics: earning, spending, saving, needs and wants.

Estimated Time Required for Implementation:

One class period

Materials Needed:

Computers

Suggested Implementation Strategy:
  • Ask the students what they know about money concepts. Do they know what “opportunity cost” means?
  • Tell the students that today they will learn what opportunity cost is and learn about several other money concepts.
  • Tell them to open the following website and instruct them to read this brochure and complete the activities.
    https://www.clevelandfed.org/learningcenter/great-minds-think.aspx
Options for Consideration:
  • The teacher may want to put the students in groups to do this activity.
  • If computers are not available, a smart board could be used to make this a whole class activity.
Extended Learning Opportunities:
Articles: